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Waterfield Advisors is India’s largest multi-family office. Their founder and CEO Soumya Rajan leaned on decades of experience in private banking to create a next-generation MFO to provide high-touch services and guidance to families and HNWIs. Here, they discuss their approach to impact investing.

The meaning of true wealth will differ for every woman. Wealth advisors should not just focus on monetary goals but also understand the emotional and psychological fulfilment of their women clients.

Diversification neutralizes risk but avoids over-diversifying within an asset class

Over the next two years, the median projection has been pegged at 2.8%, though this looks a little stretched given the expected slowdown in global growth.

With many aspects of their long-term planning tied to their investment portfolios, most families find that family offices represent the ideal structure for implementing a cohesive wealth management strategy.

The Budget dealt with specific areas of start-ups, related ecosystems, and digital economy with prudent focus.

A liquidity event is a life-changing event for a family. With the right professional advisors, it can be an opportunity to create a lasting legacy for the family and subsequent generations

Ralph Waldo Emerson had famously said, "Money often costs too much". While there may be several interpretations of this quote, a simple one is that time is the ultimate cost. As we adjust to the lockdown life and the surrounding uncertainty, many high net-worth individuals (HNIs) have seen chinks in their approach to wealth management. Whether the goal is to protect family wealth or to manage family assets, a tailored approach is the key to success. How then does one understand what's right for them? Is it wiser to opt for distributors who do not charge any upfront fee or is there merit in engaging with a seasoned advisor?

The old adage “Time is money” no longer means what it used to.

Resident Indians can undertake global investments by investing in rupee-denominated international mutual funds or via the Liberalised...

A closer look at the complex internal CSR decision making processes at companies, and their impact on the social sector.

If India has ambitions to be a leading super-power in the next few decades, increasing and encouraging women entrepreneurship is one agenda we cannot afford to ignore

Looking at ESG risks alongside financial metrics parameters could make us better prepared in the future for unforeseen risks, such as those we have experienced during the pandemic, and emerging risks like climate change

In the long-term, the ability of India to consistently grow at above 7 percent per annum would largely influence the rise in market capitalisation.

Women are half the world’s population yet they remain very underserved by their wealth managers. Most wealth managers use a one-size fits-all approach and have not unlocked the full potential of this segment

In light of the recession caused by Covid 19, the issue of growth versus fiscal discipline for framing the Budget 2021 will be the most debated one by the Government and Finance Ministry

In the current markets where fixed income will give returns lower than inflation and equity valuations seem high, investment decisions are difficult to make.

Succession planning in the social sector can be difficult, but it doesn’t have to be.

While the sentiments are positive, the fundamentals too look to be steadily improving. Manufacturing services and agriculture are showing signs of recovery.

What is now clear is that 'black swan' events which were considered to happen once-in-a-generation are now likely to be more frequent.My own generation has seen three big market meltdowns

Multi-family offices, on the other hand, provide the same services as a Single Family Office, but instead serve multiple families.

Technology adoption is no longer a matter of simply driving growth and product innovation, rather, it is about surviving the current crisis and even thriving under it.

With outlook towards inflation and growth remaining uncertain and with the fiscal constraints, the likelihood of reducing rates at this juncture is less probable

To aid and sustain the economic revival, various measures have been announced by the MPC while promising to maintain the accommodative stance for the current financial year and into the next year.

Like any other business, a family business too should have governance in place to ensure that both its family and business strategies are taken care of.

'Budget should root for growth, ditch deficit concerns.'

Budget needs to be backed with consistent and surgical precision execution

An empowered and independent woman means a financially strong and healthy family.

With proper planning, one can optimize tax liability, invest capital wisely to achieve defined goals, meet social and philanthropic goals and preserve the wealth to pass on to subsequent generations.

Wealth management firms will need to embrace technology and move to provide holistic, personalised advice that is in sync with evolving investment trends and investor needs.

Gen X grew up at a time of very significant social change. They were expected to contribute to the workforce in numbers totalling 65.8 million by 2018.

Firms needing to get the IQ and EQ balance right in the solutions that they provide

Soumya Rajan, Founder, Managing Director & CEO, Waterfield Advisors, decodes the Core, Inner Circle and Outer Ring of Entrepreneurship

Soumya Rajan, Managing Director and Chief Executive Officer, Waterfield Advisors, tells Hubbis of the gaps in the Indian wealth management model that were the catalyst for her team to start Waterfield Advisors.

Soumya Rajan, Managing Director and Chief Executive Officer, Waterfield Advisors, tells Hubbis why the need for wealth management will never go away, but the nature of relationships between clients and wealth managers will have to change.