Discretionary
Investment

philosophy

Advisory wisdom meets discretionary dynamism

Having pioneered investment advisory in India, we recognised the limitations of non-discretionary investment management for certain clientele. We discovered a specific group of clients who desired to minimise their time commitment and involvement in portfolio decisions. Being a company dedicated to addressing the complexities of managing substantial wealth for our clients, Waterfield developed a discretionary platform that leverages meticulous agility in portfolio execution to minimize opportunity loss arising due to delayed action. The platform needed to act like an outsourced investment office of the client and we're thrilled to have achieved precisely that.

“To leverage meticulous agility in portfolio execution, minimizing opportunity loss”

Opportunity does
not knock twice.
Make each one count

Imagine this. You receive a call from your wealth advisor suggesting a lucrative, risk-free investing opportunity for a period of only 3 days. They mention that few high-quality bonds (AAA rated) were available at attractive yields between 8.0% - 9.5% for a 3-year investment horizon, approximately 1.5% - 2% above their usual rate.

In a typical non-discretionary model, up to 10 days are spent formulating, reviewing, and approving the recommendation. By the time this cycle ends, the limited period opportunity to lock in munificent rates is lost and the advice becomes stale. This is not an isolated incident but rather a recurring pattern. Often, investors fail to recognize that these delays incur opportunity costs that accumulate and compound over time, leading to significant performance gaps.

Our fee-based, multi-asset discretionary investment services offer transparent, customizable, and fully governed investment solutions designed to align with your financial interests.

To know more about our discretionary platform, Contact us

Unique offerings for distinct segments

Nucleus

(Ideal Investable Assets - INR 10Cr - INR 25Cr)

Model Portfolios

Multi-Asset Solutions

5 Distinct Risk Profiles

Customized

(Ideal Investable Assets - INR 25Cr - INR 100Cr)

Tactical Asset Allocation

Customizable Multi-Asset Solutions

5 Distinct Risk Profiles

Outsourced CIO

(Ideal Investable Assets - Above INR 100Cr)

Investment Advisory Council

Bespoke Solutions

Alternative Investments

Global Diversification

EXPERTISE

Let Our
Expertise
Guide You

From investment planning
to execution to reporting.

Our fee-only Discretionary Investment Services are designed on the same model that we used to pioneer investment advisory in India. The platform is designed to flawlessly execute your personalised investment strategy backed by asset allocation, fund-manager selection, and risk and investment policy guidelines. We initiate this process by incorporating our unique models, systems, and carefully devised methodologies, setting a benchmark in investment management that not only meets but surpasses your aspirations.

Utilizing our extensive market knowledge, we proficiently manoeuvre through the intricate financial landscape, executing trades on your behalf. Our seasoned team takes the helm of implementation, allowing you to dedicate your attention to your core interests.

With relentless precision, we monitor your portfolio's performance against established criteria, maintaining balance by swiftly addressing any irregularities. By consistently realigning asset class weights at predetermined intervals, we provide a stable investment environment, even amidst the volatility of market changes.

Our transparent performance reporting, bolstered by intelligent data analytics, enables informed decision-making. By not only showcasing your portfolio's progress but also equipping you with the necessary insights, we help you continually refine your investment strategy.

We simplify your tax journey by providing comprehensive capital gains and corporate action reports at the account level. This process not only ensures a streamlined experience but also supports you in effortlessly meeting your tax commitments.

Benefits

The ultimate edge of Discretionary Portfolio Management

For the first time ever, Waterfield clients will be able to choose their level of involvement in their portfolio management. By offering both Non-discretionary as well as discretionary under the Advisory Model, we’ve truly created a differentiated engagement model with our clients. So how does a client choose if they want to outsource their portfolio management and execution? Here are some benefits of DPMS that might help in your decision.