Wealth Advisory
Exclusively

Having a longer life span than men, and viewing the world through a unique lens, a woman’s wealth story is different, and our wealth professionals acknowledge that. We help you with impartial and independent advice across asset classes, portfolio managers, and geographic regions. In our endeavor to ensure that all your assets work in harmony with your financial goals, we assist you with products that match your risk profile and lays a foundation in your portfolio to deliver positive returns. We design our propositions as per your present stage and help you shape your financial future the way you want it to unfold.

We are on the cusp of the largest inter-generational wealth transfer the world has ever seen, with baby boomers set to pass more than USD 68 Trillion to their next generation. Unplanned succession has historically led to large-scale negative business and personal impact. If the baton must pass, it might as well be passed in an organized manner. As your advisors, we handhold you through this intricate process and ensure that your wealth is bequeathed to the intended beneficiaries smoothly and in the most tax-efficient manner. In a coordinated effort with the whole family, we support you in drafting your wills, conceptualising the trust structure, and most importantly, creating a family constitution that embodies the family values for generations to follow.

In the ever-changing market dynamics, it is essential to look beyond traditional investments. Alternative investments are expected to form 15-18% of the UHNI community’s asset allocation and the unlisted space cannot be ignored any further. We bring a foray of alternative investments to the table for you, helping you access direct investments, pe/vc investments, and India’s leading Fund of Funds, which diversifies the risk of a single fund by investing in several types of high-performing funds.

Philanthropy has always been an integral part of India’s culture, and women have traditionally been at the forefront of charitable organisations and have aspired to create more impact from their wealth. We combine your passion and desire for giving with extensive research, data and evidence to provide independent, neutral and informed insights that can maximize your impact. With our experienced understanding of individual/family philanthropy and CSR, we can help your philanthropic decisions be more outcome oriented, aligned with deeper family values, and ensure that you partner with the best organisations within the ecosystem.

Traditionally, women investors have been viewed as less financially confident, and hence, more risk-averse than men. Over the years, women have challenged that narrative and grown into an economic powerhouse, controlling more investible capital and corporate board seats than ever before. Our financial literacy resources are designed to make you more confident about your financial conversations, prepare you for emergencies, and help you make well-informed decisions. These resources include an in-depth curriculum on financial literacy, supported by interactive workshops, and events led by experienced finance professionals. The financial literacy services are also offered to the next generation of women in your family, to help them get an early introduction to the world of finance.

The importance of networking and community building, especially among an affluent group, cannot be overstated. By becoming a part of Heritage, you become a part of an exclusive, like-minded community of women of wealth and gain access to insightful events, rich conversations, and thoughtfully curated experiences.

Beyond wealth creation and wealth preservation, there are softer aspects to wealth that enrich the overall experience of living life. We bring exclusively curated packages for you to experience some of the most decadent events happening in the year. With our network of lifestyle experts, we advise you on investing in finer things such as art, entertainment, and fashion. We also assist you in shaping the future for your next generation, by exploring the right educational and professional opportunities for them.